| |
Accidental loss or damage |
| Accidental loss or damage |
✔ |
✖ |
| |
Flood |
| Flood |
✔ |
✔ |
| |
Fire and Explosion including Bushfire |
| Fire and Explosion including Bushfire |
✔ |
✔ |
| |
Defined Events including Storm, Earthquake, Lightning, Theft and Burglary, Impact and Escape of Liquid |
| Defined Events including Storm, Earthquake, Lightning, Theft and Burglary, Impact and Escape of Liquid |
✔ |
✔ |
| |
Automatic contents cover when building cover is selected |
| Automatic contents cover when building cover is selected |
✔ Up to $10,000 in addition to any value of contents shown on schedule |
✖ |
| |
Accidental Breakage including Glass, basins, toilets, shower bases |
| Accidental Breakage including Glass, basins, toilets, shower bases |
✔ |
✔ Excluding TV's and Monitors or item being cleaned or carried by hand |
| |
Electrical Motor Burnout |
| Electrical Motor Burnout |
✔ Up to 15 years old |
✔ Up to 7 years old |
| |
Liability Cover for injury or damage up to $20,000,000 |
| Liability Cover for injury or damage up to $20,000,000 |
✔ |
✔ |
| |
Strata Title Mortgagee Protection - Pay the amount owed on your mortgage when you are required to pay your mortgage in full following a loss. Will only pay if the body corporate has not insured the Buildings |
| Strata Title Mortgagee Protection - Pay the amount owed on your mortgage when you are required to pay your mortgage in full following a loss. Will only pay if the body corporate has not insured the Buildings |
✔ |
✔ |
| |
Removal of debris and demolition costs - paid in addition to building sum insured |
| Removal of debris and demolition costs - paid in addition to building sum insured |
✔ Up to 15% of building sum insured |
✔ Up to 10% of building sum insured |
| |
Architects, surveyors and legal fees - paid in addition to building sum insured |
| Architects, surveyors and legal fees - paid in addition to building sum insured |
✔ Up to 15% of building sum insured |
✔ Up to 10% of building sum insured |
| |
Environmental Upgrade following total loss - benefit additional to Building Sum Insured up to $5000 |
| Environmental Upgrade following total loss - benefit additional to Building Sum Insured up to $5000 |
✔ |
✔ |
| |
Catastrophe cover - paid in addition to the buildings sum insured for a government declared catastrophe |
| Catastrophe cover - paid in addition to the buildings sum insured for a government declared catastrophe |
✔ Up to 15% of building sum insured |
✔ Up to 10% of building sum insured |
| |
Loss of Rent (must be taken as an option) |
| Loss of Rent (must be taken as an option) |
✔ Up to 24 months |
✔ Up to 12 months |
| |
Rent Default (must be taken as an option) |
| Rent Default (must be taken as an option) |
✔ Up to $12,000 |
✔ Up to $8,000 |
| |
Theft by a Tenant (must be taken as an option) |
| Theft by a Tenant (must be taken as an option) |
✔ |
✔ |
| |
Death of a sole tenant before end of tenancy period in rental agreement - up to 6 weeks rent |
| Death of a sole tenant before end of tenancy period in rental agreement - up to 6 weeks rent |
✔ |
✔ |
| |
Damage caused to Body Corporate Building by tenant or their visitors or the children of a tenant or visitor or the pets of tenant or visitor |
| Damage caused to Body Corporate Building by tenant or their visitors or the children of a tenant or visitor or the pets of tenant or visitor |
✔ Up to $25,000 |
✔ Up to $10,000 |
| |
Legal costs incurred to legally evict tenants, recover amounts owed to you by tenants and to recover amounts for items stolen by your tenants or their visitors or their visitors children. |
| Legal costs incurred to legally evict tenants, recover amounts owed to you by tenants and to recover amounts for items stolen by your tenants or their visitors or their visitors children. |
✔ Up to $5,000 |
✔ Up to $2,000 |
| |
Pay by the month |
| Pay by the month |
✔ |
✔ |
| |
Multi Risk: Cover up to 20 properties under the one Policy Number |
| Multi Risk: Cover up to 20 properties under the one Policy Number |
✔ |
✔ |