| |
Accidental loss or damage |
| Accidental loss or damage |
✔ |
✖ |
✖ |
| |
Flood |
| Flood |
✔ |
✔ |
✔ |
| |
Fire and Explosion including Bushfire |
| Fire and Explosion including Bushfire |
✔ |
✔ |
✔ |
| |
Defined Events including Storm, Earthquake, Lightning, Theft and Burglary, Impact and Escape of Liquid |
| Defined Events including Storm, Earthquake, Lightning, Theft and Burglary, Impact and Escape of Liquid |
✔ |
✔ |
✔ |
| |
Accidental Breakage including Glass, basins, toilets, shower bases |
| Accidental Breakage including Glass, basins, toilets, shower bases |
✔ |
✔ Excluding TV's and Monitors or item being cleaned or carried by hand |
✖ |
| |
Electrical Motor Burnout |
| Electrical Motor Burnout |
✔ Up to 20 years old |
✔ Up to 15 years old |
✔ Up to 7 years old |
| |
Temporary Accommodation - We will pay the cost of temporary accommodation in addition to the sum insured |
| Temporary Accommodation - We will pay the cost of temporary accommodation in addition to the sum insured |
✔ Up to 20% of Building Sum insured |
✔ Up to 20% of Building Sum insured |
✔ Up to 10% of Building Sum insured |
| |
Damage to trees, plants, shrubs (excluding weather-related) events |
| Damage to trees, plants, shrubs (excluding weather-related) events |
✔ |
✔ Limit $5000 |
✔ Limit $5000 |
| |
Fire Brigade Service Charges - To attend and protect against an actual fire or other emergency up to $500 |
| Fire Brigade Service Charges - To attend and protect against an actual fire or other emergency up to $500 |
✔ Up to $750 |
✔ Up to $500 |
✖ |
| |
Liability Cover for injury or damage |
| Liability Cover for injury or damage |
✔ Up to $30M |
✔ Up to $30M |
✔ Up to $20M |
| |
Unattached building materials up to $2000 |
| Unattached building materials up to $2000 |
✔ |
✖ |
✖ |
| |
Building Modifications following serious Injury as a result of loss or damage to Building and the injury results in permanent paraplegia or quadriplegia up to $25,000 |
| Building Modifications following serious Injury as a result of loss or damage to Building and the injury results in permanent paraplegia or quadriplegia up to $25,000 |
✔ |
✔ |
✖ |
| |
Building Sum Insured Safeguard - If the cost of repairing or replacing the Building exceeds the Sum Insured up to 30% |
| Building Sum Insured Safeguard - If the cost of repairing or replacing the Building exceeds the Sum Insured up to 30% |
✔ |
✔ |
✖ |
| |
Unauthorised use of Credit or Financial Card (including stored value card) up to $5000 |
| Unauthorised use of Credit or Financial Card (including stored value card) up to $5000 |
✔ |
✔ |
✔ |
| |
Contents temporarily removed |
| Contents temporarily removed |
✔ Anywhere in Australia or New Zealand and up to 180 days elsewhere in the world |
✔ Up to 25% of the contents sum insured up to 90 days within Australia |
✔ Up to 25% of the contents sum insured up to 90 days within Australia |
| |
Jewellery and Watches, Items containing Silver or Gold, or collections of Stamps, Money or Medals - Cover can be extended by listing the item as a Specified personal valuable item |
| Jewellery and Watches, Items containing Silver or Gold, or collections of Stamps, Money or Medals - Cover can be extended by listing the item as a Specified personal valuable item |
✔ Up to $10,000 per item, set or collection and up to 25% of the contents sum insured |
✔ Up to $5,000 per item, set or collection and up to 25% of the contents sum insured |
✔ Up to $1,000 per item, set or collection and up to $5,000 in total |
| |
Pay by the month |
| Pay by the month |
✔ |
✔ |
✔ |