Home and Content Insurance

Home And Contents Insurance - Protecting Your Home And Everything Inside It

IAL has a range of products with flexible options designed to meet your needs and protect your home and your belongings. Choose cover for building or contents only, or combine the two into one single policy.

Choose from IAL three levels of Home and Contents Insurance

Listed Events Base

Listed Events Base provides comprehensive cover for a series of listed events as well as options to specify items for cover away from the home. Listed Events Base covers:

FIRE / EXPLOSION / SMOKE
FIRE / EXPLOSION / SMOKE
LIGHTNING
LIGHTNING
EARTHQUAKE
EARTHQUAKE
THEFT / BREAK IN / VANDALISM
THEFT / BREAK IN / VANDALISM
Cyclone
CYCLONE
FLOOD / STORM /ESCAPE OF LIQUID
FLOOD / STORM /ESCAPE OF LIQUID
ACCIDENTAL GLASS BREAKAGE
ACCIDENTAL GLASS BREAKAGE
MALICIOUS DAMAGE
MALICIOUS DAMAGE

Listed Events

FIRE / EXPLOSION / SMOKE
FIRE / EXPLOSION / SMOKE
LIGHTNING
LIGHTNING
EARTHQUAKE
EARTHQUAKE
THEFT / BREAK IN / VANDALISM
THEFT / BREAK IN / VANDALISM
CYCLONE
CYCLONE
FLOOD / STORM /ESCAPE OF LIQUID
FLOOD / STORM /ESCAPE OF LIQUID
ACCIDENTAL GLASS BREAKAGE
ACCIDENTAL GLASS BREAKAGE
MALICIOUS DAMAGE
MALICIOUS DAMAGE

Accidental Damage

The most comprehensive level of protection providing cover for your home and/or contents that are accidentally destroyed lost or damaged with higher limits on all additional covers and benefits.

FIRE / EXPLOSION / SMOKE
FIRE / EXPLOSION / SMOKE
LIGHTNING
LIGHTNING
EARTHQUAKE
EARTHQUAKE
THEFT / BREAK IN / VANDALISM
THEFT / BREAK IN / VANDALISM
CYCLONE
CYCLONE
FLOOD / STORM /ESCAPE OF LIQUID
FLOOD / STORM /ESCAPE OF LIQUID
ACCIDENTAL GLASS BREAKAGE
ACCIDENTAL GLASS BREAKAGE
MALICIOUS DAMAGE
MALICIOUS DAMAGE