|
Accidental loss or damage |
Accidental loss or damage |
✔ |
✔ Cover only at the site with $5000 excess applied |
✔ Cover only at the site with $5000 excess applied |
|
Flood |
Flood |
✔ |
✔ |
✔ |
|
Fire and Explosion including Bushfire |
Fire and Explosion including Bushfire |
✔ |
✔ |
✔ |
|
Defined Events including Storm, Earthquake, Lightning, Theft and Burglary, Impact and Escape of Liquid |
Defined Events including Storm, Earthquake, Lightning, Theft and Burglary, Impact and Escape of Liquid |
✔ |
✔ |
✔ |
|
Accidental Breakage including Glass, basins, toilets, shower bases |
Accidental Breakage including Glass, basins, toilets, shower bases |
✔ |
✔ Excluding TV's and Monitors or item being cleaned or carried by hand |
✔ Excluding TV's and Monitors or item being cleaned or carried by hand |
|
Electrical Motor Burnout |
Electrical Motor Burnout |
✔ Up to 15 years old |
✔ Up to 15 years old |
✔ Up to 7 years old |
|
Temporary Accommodation - We will pay the cost of temporary accommodation in addition to the sum insured |
Temporary Accommodation - We will pay the cost of temporary accommodation in addition to the sum insured |
✔ Up to 20% of Building Sum insured |
✔ Up to 10% of Building Sum insured |
✔ Up to 10% of Building Sum insured |
|
Damage to trees, plants, shrubs (excluding weather-related) events |
Damage to trees, plants, shrubs (excluding weather-related) events |
✔ |
✔ Limit $5000 |
✔ Limit $5000 |
|
Fire Brigade Service Charges - To attend and protect against an actual fire or other emergency up to $500 |
Fire Brigade Service Charges - To attend and protect against an actual fire or other emergency up to $500 |
✔ |
✔ |
✖ |
|
Pet Veterinary Expenses - If your pet is injured or killed as a result of a road accident, fire, lightning, earthquake, burglary or attempted burglary up to $1000 |
Pet Veterinary Expenses - If your pet is injured or killed as a result of a road accident, fire, lightning, earthquake, burglary or attempted burglary up to $1000 |
✔ |
✔ |
✖ |
|
Liability Cover for injury or damage |
Liability Cover for injury or damage |
✔ Up to $30M |
✔ Up to $30M |
✔ Up to $20M |
|
Unattached building materials up to $2000 |
Unattached building materials up to $2000 |
✔ |
✔ |
✖ |
|
Building Modifications following serious Injury as a result of loss or damage to Building and the injury results in permanent paraplegia or quadriplegia up to $25,000 |
Building Modifications following serious Injury as a result of loss or damage to Building and the injury results in permanent paraplegia or quadriplegia up to $25,000 |
✔ |
✔ |
✖ |
|
Environmental Upgrade following total loss - benefit additional to Building Sum Insured up to $5000 |
Environmental Upgrade following total loss - benefit additional to Building Sum Insured up to $5000 |
✔ |
✔ |
✖ |
|
Building Sum Insured Safeguard - If the cost of repairing or replacing the Building exceeds the Sum Insured up to 30% |
Building Sum Insured Safeguard - If the cost of repairing or replacing the Building exceeds the Sum Insured up to 30% |
✔ |
✔ |
✖ |
|
Unauthorised use of Credit or Financial Card (including stored value card) up to $5000 |
Unauthorised use of Credit or Financial Card (including stored value card) up to $5000 |
✔ |
✔ |
✖ |
|
Contents temporarily removed |
Contents temporarily removed |
✔ Anywhere in Australia or New Zealand and up to 180 days elsewhere in the world |
✔ Up to 25% of the contents sum insured up to 180 days within Australia |
✔ Up to 25% of the contents sum insured up to 180 days within Australia |
|
Jewellery and Watches, Items containing Silver or Gold, or collections of Stamps, Money or Medals - Cover can be extended by listing the item as a Specified personal valuable item |
Jewellery and Watches, Items containing Silver or Gold, or collections of Stamps, Money or Medals - Cover can be extended by listing the item as a Specified personal valuable item |
✔ Up to $10,000 per item, set or collection and up to 25% of the contents sum insured |
✔ Up to $5,000 per item, set or collection and up to 25% of the contents sum insured |
✔ Up to $1,000 per item, set or collection and up to $10,000 in total |
|
Pay by the month |
Pay by the month |
✔ |
✔ |
✔ |