IAL PDS Downloads
Please find below the latest Product Disclosure Statements (PDS) which apply for all IAL Home, Motor & Landlord policies.
Please note: There are three product types for Home, and two product types for Landlord. Please ensure you choose the correct PDS that applies to you. If you are unsure which PDS applies to your policy, check your Policy Schedule or contact your Insurance Broker.
Target Market Determinations (TMDs)
A Target Market Determination (TMD) seeks to offer customers, distributors and employees an understanding of the class of customers for which these products have been designed, considering their needs, objectives, and financial situation.
Click here to view earlier Home PDS versions
To view the IAL Home Insurance TMD
Click here to view earlier Landlord PDS versions
To view the IAL Landlord Insurance TMD
Click here to view earlier Motor PDS versions
To view the IAL Motor Insurance TMD
To view earlier versions of our PDS documents, please view our Historic PDS documents page.