PDS Documents

IAL PDS Downloads

Please find below the latest Product Disclosure Statements (PDS) which apply for all IAL Home, Motor & Landlord  policies.

Please note: There are three product types for Home, and two product types for Landlord. Please ensure you choose the correct PDS that applies to you. If you are unsure which PDS applies to your policy, check your Policy Schedule or contact your Insurance Broker.
 

Target Market Determinations (TMDs)

A Target Market Determination (TMD) seeks to offer customers, distributors and employees an understanding of the class of customers for which these products have been designed, considering their needs, objectives, and financial situation.
 

Home Insurance

 

Accidental Damage
Listed Events
Listed Events Base

Version HCAD009

For Policies starting 05/10/2021 onwards

Version HCLE007

For Policies starting 05/10/2021 onwards

Version HCLEB007

For Policies starting 05/10/2021 onwards

 

 

 

Click here to view earlier Home PDS versions

To view the IAL Home Insurance TMD please click here

 

Landlord Insurance

 

Accidental Damage
Listed Events

Version LLAD007

For Policies starting 05/10/2021 onwards

Version LLLE008

For Policies starting 05/10/2021 onwards
   

Click here to view earlier Landlord PDS versions

To view the IAL Landlord Insurance TMD please click here​

 

 

 

Motor Insurance

 

Version M007

For Policies starting 05/10/2021 onwards
 

Click here to view earlier Motor PDS versions

To view the IAL Motor Insurance TMD please click here​

 

To view earlier versions of our PDS documents, please view our Historic PDS documents page.